Vitals
  • Total Assets
    112.7M 4.7 %
  • Total Deposits
    89.6M 4.1 %
  • Total Net Loans
    58.0M 11.6 %
  • Net Income
    719000.0000 10.1 %
  • Book Value
    14.5M 2.8 %
  • Book Value x2
    29.1M 2.8 %
  • Book Value x3
    43.6M 2.8 %
ROAA

.664

ROAE

4.981

Efficiency Ratio

63.603

Net Interest Margin

3.233

Balance Sheet Highlights
Financial Highlights Stratford State Bank All Insured Commercial Banks in Wisconsin
Balance Sheet $(000)
Total Assets 112,684 272,940
Total Net Loans 58,009 188,306
Total Deposits 89,577 228,985
Total Equity 14,537 30,879
Profitability
Net Income 719 3,013
Return on Average Assets .664 1.04
Return on Average Equity 4.981 8.894
Net Interest Margin 3.233 3.727
Efficiency Ratio 63.603 64.939
Noninterest Income/Revenue 8.857 14.969
Balance Sheet Ratios
Loan-to-Deposit 64.759 81.441
Securities/Assets .353 .167
Total Equity/Total Assets .129 .113
Tangible Equity/Tangible Assets .129 .11
Capital Adequacy
Tier 1 Common Capital 13,355 29,936
Tier 1 Capital 13,355 29,937
Tier 2 Capital 862 2,305
Total Capital 14,217 32,273
Total Risk Weighted Assets 70,345 202,263
Leverage Ratio 12.28 11.31
Common Equity Tier 1 Capital Ratio 18.99 15.769
Tier 1 Capital Ratio 18.99 15.771
Total Capital Ratio 20.21 16.923

Timeline for Stratford State Bank

Ssb Redevelopment Llc

Ssb Redevelopment Llc became a new subsidiary organization for Stratford State Bank.

View Profile Dec 27 2000

Ssb Investment Corporation

Ssb Investment Corporation became a new subsidiary organization for Stratford State Bank.

View Profile Dec 28 1992

Stratford Bancshares, Inc.

Stratford Bancshares, Inc. became a new parent organization for Stratford State Bank.

View Profile Apr 30 1986

Stratford State Bank

Stratford State Bank was established 115 years ago and is currently headquartered in Stratford, WI.

Dec 11 1908
Relationships Role Relationship Start Relationship End
Stratford Bancshares, Inc. Parent 4/30/1986
Ssb Investment Corporation Subsidary 6/30/2007
Ssb Redevelopment Llc Subsidary 12/27/2000
Ssb Investment Corporation Subsidary 12/28/1992 6/29/2007
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