Vitals
  • Total Assets
    108.8M 0.8 %
  • Total Deposits
    78.9M -5.4 %
  • Total Net Loans
    84.0M -1.5 %
  • Net Income
    679000.0000 23.9 %
  • Book Value
    12.2M 6.2 %
  • Book Value x2
    24.4M 6.2 %
  • Book Value x3
    36.7M 6.2 %
ROAA

2.479

ROAE

22.604

Efficiency Ratio

47.866

Net Interest Margin

4.29

Balance Sheet Highlights
Financial Highlights State Bank Of Young America All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 108,826 82,949
Total Net Loans 83,981 58,817
Total Deposits 78,936 69,216
Total Equity 12,220 8,068
Profitability
Net Income 679 601
Return on Average Assets 2.479 1.531
Return on Average Equity 22.604 15.617
Net Interest Margin 4.29 4.455
Efficiency Ratio 47.866 62.926
Noninterest Income/Revenue 14.324 10.363
Balance Sheet Ratios
Loan-to-Deposit 106.391 81.815
Securities/Assets .168 .263
Total Equity/Total Assets .112 .097
Tangible Equity/Tangible Assets .112 -.013
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 12,333 7,836
Tier 2 Capital 1,145 704
Total Capital 13,478 8,531
Total Risk Weighted Assets 92,281 63,403
Leverage Ratio 11.26 9.669
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.36 13.238
Total Capital Ratio 14.61 14.341

Timeline for State Bank Of Young America

Kleinbank

State Bank Of Young America was acquired by Kleinbank 19 years

View Profile Apr 03 2005

Klein Financial, Inc.

Klein Financial, Inc. became a new parent organization for State Bank Of Young America.

View Profile Aug 01 1975

State Bank Of Young America

State Bank Of Young America was established 123 years ago and is currently headquartered in Norwood Young America, MN.

Jul 01 1900
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Kleinbank Buyer 1,917,204 Pooling of Interests Discontinued 4/3/2005
Relationships Role Relationship Start Relationship End
Klein Financial, Inc. Parent 12/30/1996 4/2/2005
Klein Financial, Inc. Parent 8/1/1975 12/29/1996
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