Net Income Analysis ( % relative to Total Revenue )
Income Statement State Bank Of Toulon All Insured Commercial Banks in Illinois
Interest and Fees on Loans 6,536 8,415
Income from Lease Financing Receivables 18 4
50 41
Estimated Tax Benefit from Tax-Exempt Loan Income 26 20
Income on Loans and Leases (TE) 6,580 8,470
Investment Interest Income (TE) 1,478 1,438
Total Interest Income (TE) 8,074 10,200
Total Interest Expense 849 1,041
Net Interest Income (TE) 7,225 9,113
Non-Interest Income 699 2,030
Adjusted Operating Income (TE) 7,924 11,316
Non-interest Expense 4,782 7,442
Provision for Loan & Lease Losses 300 307
Pretax Operating Income (TE) 2,842 3,453
Pretax Net Operating Income (TE) 2,904 3,554
Applicable Income Taxes 38 569
Net Operating Income 2,513 2,671
Net Income 2,513 2,670
Cash Dividends Declared 1,123 1,225
Retained Earnings 1,390 1,214