Vitals
  • Total Assets
    193.1M 9.5 %
  • Total Deposits
    154.9M 7.6 %
  • Total Net Loans
    168.1M 14.8 %
  • Net Income
    4.4M 8.5 %
  • Book Value
    23.7M 7.8 %
  • Book Value x2
    47.5M 7.8 %
  • Book Value x3
    71.2M 7.8 %
ROAA

2.38

ROAE

19.171

Efficiency Ratio

52.729

Net Interest Margin

4.401

Balance Sheet Highlights
Financial Highlights State Bank Of De Kalb All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 193,095 358,087
Total Net Loans 168,112 213,533
Total Deposits 154,911 308,027
Total Equity 23,743 38,740
Profitability
Net Income 4,423 3,845
Return on Average Assets 2.38 1.025
Return on Average Equity 19.171 9.415
Net Interest Margin 4.401 3.773
Efficiency Ratio 52.729 66.762
Noninterest Income/Revenue 21.599 16.375
Balance Sheet Ratios
Loan-to-Deposit 108.522 65.494
Securities/Assets .214
Total Equity/Total Assets .123 .108
Tangible Equity/Tangible Assets .123 .104
Capital Adequacy
Tier 1 Common Capital 23,743 37,278
Tier 1 Capital 23,743 37,303
Tier 2 Capital 1,937 2,526
Total Capital 25,680 39,866
Total Risk Weighted Assets 154,434 237,367
Leverage Ratio 12.55 10.563
Common Equity Tier 1 Capital Ratio 15.37 18.073
Tier 1 Capital Ratio 15.37 18.097
Total Capital Ratio 16.63 19.169

Timeline for State Bank Of De Kalb

Citizens Bank

Acquisition: State Bank Of De Kalb acquired a new subsidiary, Citizens Bank, 34 years

View Profile Sep 14 1990

Red River National Bank In Clarksville

Acquisition: State Bank Of De Kalb acquired a new subsidiary, Red River National Bank In Clarksville, 37 years

View Profile Mar 20 1987

State Bank Of De Kalb

State Bank Of De Kalb was established 87 years ago and is currently headquartered in De Kalb, TX.

Feb 19 1937
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Seller 15,876 Failure 9/14/1990
Red River National Bank In Clarksville Seller 22,829 Failure 3/20/1987
Relationships Role Relationship Start Relationship End
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