Vitals
  • Total Assets
    209.6M 1.2 %
  • Total Deposits
    177.0M 0.5 %
  • Total Net Loans
    123.8M 8.7 %
  • Net Income
    2.7M 4.0 %
  • Book Value
    31.6M 5.2 %
  • Book Value x2
    63.2M 5.2 %
  • Book Value x3
    94.8M 5.2 %
ROAA

1.667

ROAE

11.565

Efficiency Ratio

61.063

Net Interest Margin

4.031

Balance Sheet Highlights
Financial Highlights State Bank Of Cochran All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 209,608 247,607
Total Net Loans 123,830 156,011
Total Deposits 176,991 212,199
Total Equity 31,603 27,648
Profitability
Net Income 2,666 2,180
Return on Average Assets 1.667 1.008
Return on Average Equity 11.565 9.016
Net Interest Margin 4.031 4.028
Efficiency Ratio 61.063 71.784
Noninterest Income/Revenue 9.878 19.036
Balance Sheet Ratios
Loan-to-Deposit 69.964 72.795
Securities/Assets .087 .165
Total Equity/Total Assets .151 .112
Tangible Equity/Tangible Assets .151 .11
Capital Adequacy
Tier 1 Common Capital 31,616 25,721
Tier 1 Capital 31,616 25,796
Tier 2 Capital 1,577 1,898
Total Capital 33,193 27,748
Total Risk Weighted Assets 121,709 168,792
Leverage Ratio 15.03 10.74
Common Equity Tier 1 Capital Ratio 25.98 16.222
Tier 1 Capital Ratio 25.98 16.316
Total Capital Ratio 27.27 17.473

Timeline for State Bank Of Cochran

Central Georgia Banking Company

Central Georgia Banking Company became a new parent organization for State Bank Of Cochran.

View Profile Jul 21 2003

The Knight State Bank

Acquisition: State Bank Of Cochran acquired a new subsidiary, The Knight State Bank, 23 years

View Profile Feb 26 2001

State Bank Of Cochran

State Bank Of Cochran was established 102 years ago and is currently headquartered in Cochran, GA.

Jan 05 1922
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Knight State Bank Seller 2,400 Sale of Assets 2/26/2001
Relationships Role Relationship Start Relationship End
Central Georgia Banking Company Parent 7/21/2003
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