Vitals
  • Total Assets
    44.3M -1.5 %
  • Total Deposits
    39.6M -1.2 %
  • Total Net Loans
    9.4M 6.1 %
  • Net Income
    183000.0000 15.8 %
  • Book Value
    4.6M -4.5 %
  • Book Value x2
    9.1M -4.5 %
  • Book Value x3
    13.7M -4.5 %
ROAA

.418

ROAE

3.734

Efficiency Ratio

80.048

Net Interest Margin

2.775

Balance Sheet Highlights
Financial Highlights Spur Security Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 44,271 358,087
Total Net Loans 9,432 213,533
Total Deposits 39,649 308,027
Total Equity 4,553 38,740
Profitability
Net Income 183 3,845
Return on Average Assets .418 1.025
Return on Average Equity 3.734 9.415
Net Interest Margin 2.775 3.773
Efficiency Ratio 80.048 66.762
Noninterest Income/Revenue 7.164 16.375
Balance Sheet Ratios
Loan-to-Deposit 23.789 65.494
Securities/Assets .61 .214
Total Equity/Total Assets .103 .108
Tangible Equity/Tangible Assets .103 .104
Capital Adequacy
Tier 1 Common Capital 4,912 37,278
Tier 1 Capital 4,912 37,303
Tier 2 Capital 89 2,526
Total Capital 5,001 39,866
Total Risk Weighted Assets 17,667 237,367
Leverage Ratio 11.37 10.563
Common Equity Tier 1 Capital Ratio 27.8 18.073
Tier 1 Capital Ratio 27.8 18.097
Total Capital Ratio 28.31 19.169

Timeline for Spur Security Bank

Espuela Bank Shares, Inc.

Espuela Bank Shares, Inc. became a new parent organization for Spur Security Bank.

View Profile Oct 17 1975

Spur Security Bank

Spur Security Bank was established 90 years ago and is currently headquartered in Spur, TX.

Dec 23 1933
Relationships Role Relationship Start Relationship End
Espuela Bank Shares, Inc. Parent 12/31/2004
Espuela Bank Shares, Inc. Parent 10/17/1975 12/30/2004
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