Vitals
  • Total Assets
    183.9M -6.1 %
  • Total Deposits
    156.3M -6.6 %
  • Total Net Loans
    79.2M -7.1 %
  • Net Income
    1.8M 4.0 %
  • Book Value
    25.8M -3.4 %
  • Book Value x2
    51.5M -3.4 %
  • Book Value x3
    77.3M -3.4 %
ROAA

.963

ROAE

6.692

Efficiency Ratio

55.741

Net Interest Margin

3.162

Balance Sheet Highlights
Financial Highlights Spring Valley City Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 183,869 290,894
Total Net Loans 79,174 191,278
Total Deposits 156,296 246,407
Total Equity 25,751 31,125
Profitability
Net Income 1,815 2,670
Return on Average Assets .963 .919
Return on Average Equity 6.692 8.247
Net Interest Margin 3.162 3.499
Efficiency Ratio 55.741 67.9
Noninterest Income/Revenue 8.257 16.598
Balance Sheet Ratios
Loan-to-Deposit 50.656 72.669
Securities/Assets .491 .191
Total Equity/Total Assets .14 .107
Tangible Equity/Tangible Assets .14 .103
Capital Adequacy
Tier 1 Common Capital 26,440 29,670
Tier 1 Capital 26,440 29,720
Tier 2 Capital 1,108 2,112
Total Capital 27,548 31,905
Total Risk Weighted Assets 87,829 212,461
Leverage Ratio 14.18 10.62
Common Equity Tier 1 Capital Ratio 30.1 16.313
Tier 1 Capital Ratio 30.1 16.329
Total Capital Ratio 31.37 17.341

Timeline for Spring Valley City Bank

Spring Valley Bancorp, Inc.

Spring Valley Bancorp, Inc. became a new parent organization for Spring Valley City Bank.

View Profile Oct 31 1986

Spring Valley City Bank

Spring Valley City Bank was established 119 years ago and is currently headquartered in Spring Valley, IL.

Nov 01 1905
Relationships Role Relationship Start Relationship End
Spring Valley Bancorp, Inc. Parent 10/31/1986
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