Vitals
  • Total Assets
    71.0M -11.9 %
  • Total Deposits
    45.0M -18.0 %
  • Total Net Loans
    26.7M -7.6 %
  • Net Income
    45000.0000 -52.1 %
  • Book Value
    25.5M 2.1 %
  • Book Value x2
    51.0M 2.1 %
  • Book Value x3
    76.6M 2.1 %
ROAA

.254

ROAE

.706

Efficiency Ratio

93.167

Net Interest Margin

3.294

Balance Sheet Highlights
Financial Highlights Southern Commerce Bank, National Association All Insured Commercial Banks in Florida
Balance Sheet $(000)
Total Assets 70,962 491,715
Total Net Loans 26,658 312,131
Total Deposits 44,982 407,972
Total Equity 25,525 52,100
Profitability
Net Income 45 756
Return on Average Assets .254 .621
Return on Average Equity .706 5.803
Net Interest Margin 3.294 3.562
Efficiency Ratio 93.167 79.548
Noninterest Income/Revenue 56.356 13.7
Balance Sheet Ratios
Loan-to-Deposit 59.264 75.133
Securities/Assets .169 .169
Total Equity/Total Assets .36 .106
Tangible Equity/Tangible Assets .36 .103
Capital Adequacy
Tier 1 Common Capital 15,498 46,267
Tier 1 Capital 15,498 46,758
Tier 2 Capital 525 3,554
Total Capital 16,023 50,330
Total Risk Weighted Assets 34,376 331,093
Leverage Ratio 25.49 10.196
Common Equity Tier 1 Capital Ratio 45.09 15.407
Tier 1 Capital Ratio 45.09 15.487
Total Capital Ratio 46.61 16.646

Timeline for Southern Commerce Bank, National Association

Academy Bank, National Association

Southern Commerce Bank, National Association was acquired by Academy Bank, National Association 8 years

View Profile Jun 20 2015

Dickinson Financial Corporation

Dickinson Financial Corporation became a new parent organization for Southern Commerce Bank, National Association.

View Profile Jul 08 2006

Southern Commerce Bank, National Association

Southern Commerce Bank, National Association was established 36 years ago and is currently headquartered in Tampa, FL.

Jun 08 1987
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Academy Bank, National Association Buyer 1,044,908 Pooling of Interests Discontinued 6/20/2015
Relationships Role Relationship Start Relationship End
Dickinson Financial Corporation Parent 7/8/2006 6/19/2015
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