South Georgia Bank
Glennville, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | South Georgia Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 6,829 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
36 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 19 | 12 |
Income on Loans and Leases (TE) | 6,848 | 8,459 |
Investment Interest Income (TE) | 853 | 1,021 |
Total Interest Income (TE) | 7,784 | 9,876 |
Total Interest Expense | 741 | 962 |
Net Interest Income (TE) | 7,043 | 8,907 |
Non-Interest Income | 2,255 | 2,364 |
Adjusted Operating Income (TE) | 9,298 | 11,707 |
Non-interest Expense | 5,328 | 7,890 |
Provision for Loan & Lease Losses | 45 | 260 |
Pretax Operating Income (TE) | 3,925 | 3,396 |
Pretax Net Operating Income (TE) | 3,936 | 3,480 |
Applicable Income Taxes | — | 748 |
Net Operating Income | 3,713 | 2,812 |
Net Income | 3,713 | 2,812 |
Cash Dividends Declared | 1,700 | 844 |
Retained Earnings | 2,013 | 1,559 |