Vitals
  • Total Assets
    82.7M 0.2 %
  • Total Deposits
    66.0M -2.1 %
  • Total Net Loans
    60.2M 8.0 %
  • Net Income
    323000.0000 38.0 %
  • Book Value
    9.2M 10.1 %
  • Book Value x2
    18.3M 10.1 %
  • Book Value x3
    27.5M 10.1 %
ROAA

.387

ROAE

3.699

Efficiency Ratio

84.508

Net Interest Margin

3.417

Balance Sheet Highlights
Financial Highlights South Central Bank Of Hardin County, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 82,742 244,195
Total Net Loans 60,219 151,234
Total Deposits 65,996 200,532
Total Equity 9,170 27,387
Profitability
Net Income 323 2,111
Return on Average Assets .387 .928
Return on Average Equity 3.699 8.044
Net Interest Margin 3.417 3.876
Efficiency Ratio 84.508 71.185
Noninterest Income/Revenue 13.193 16.381
Balance Sheet Ratios
Loan-to-Deposit 91.246 74.671
Securities/Assets .193 .24
Total Equity/Total Assets .111 .112
Tangible Equity/Tangible Assets .111 .109
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 9,317 26,015
Tier 2 Capital 757 1,851
Total Capital 10,074 27,891
Total Risk Weighted Assets 60,441 159,604
Leverage Ratio 11.08 11.381
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 15.42 18.056
Total Capital Ratio 16.67 19.191

Timeline for South Central Bank Of Hardin County, Inc.

South Central Bank, Inc.

South Central Bank Of Hardin County, Inc. was acquired by South Central Bank, Inc. 9 years

View Profile Jan 01 2015

South Central Bancshares Of Kentucky, Inc.

South Central Bancshares Of Kentucky, Inc. became a new parent organization for South Central Bank Of Hardin County, Inc..

View Profile Dec 31 2008

First Deposit Bancshares, Inc.

First Deposit Bancshares, Inc. became a new parent organization for South Central Bank Of Hardin County, Inc..

View Profile Jan 30 1995

South Central Bank Of Hardin County, Inc.

South Central Bank Of Hardin County, Inc. was established 29 years ago and is currently headquartered in Elizabethtown, KY.

Jan 27 1995
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
South Central Bank, Inc. Buyer 932,390 Pooling of Interests Discontinued 1/1/2015
Relationships Role Relationship Start Relationship End
South Central Bancshares Of Kentucky, Inc. Parent 12/31/2008 12/31/2014
First Deposit Bancshares, Inc. Parent 7/23/2007 12/30/2008
First Deposit Bancshares, Inc. Parent 6/30/2007 7/22/2007
First Deposit Bancshares, Inc. Parent 1/30/1995 6/29/2007
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