Vitals
  • Total Assets
    56.0M 4.2 %
  • Total Deposits
    45.5M 7.6 %
  • Total Net Loans
    43.9M 4.1 %
  • Net Income
    427000.0000 7.6 %
  • Book Value
    6.4M 1.1 %
  • Book Value x2
    12.8M 1.1 %
  • Book Value x3
    19.1M 1.1 %
ROAA

.775

ROAE

6.684

Efficiency Ratio

75.831

Net Interest Margin

4.364

Balance Sheet Highlights
Financial Highlights Sidney State Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 55,998 330,697
Total Net Loans 43,852 227,599
Total Deposits 45,459 278,247
Total Equity 6,380 33,935
Profitability
Net Income 427 3,589
Return on Average Assets .775 .954
Return on Average Equity 6.684 8.772
Net Interest Margin 4.364 3.821
Efficiency Ratio 75.831 71.925
Noninterest Income/Revenue 7.581 24.061
Balance Sheet Ratios
Loan-to-Deposit 96.465 76.845
Securities/Assets .093 .16
Total Equity/Total Assets .114 .103
Tangible Equity/Tangible Assets .114 .098
Capital Adequacy
Tier 1 Common Capital 6,324 32,553
Tier 1 Capital 6,324 32,664
Tier 2 Capital 418 2,479
Total Capital 6,742 35,133
Total Risk Weighted Assets 33,447 242,208
Leverage Ratio 11.51 10.341
Common Equity Tier 1 Capital Ratio 18.91 15.339
Tier 1 Capital Ratio 18.91 15.393
Total Capital Ratio 20.16 16.423

Timeline for Sidney State Bank

Sidney Bancorp

Sidney Bancorp became a new parent organization for Sidney State Bank.

View Profile Oct 01 2007

Sidney State Bank

Sidney State Bank was established 102 years ago and is currently headquartered in Sidney, MI.

Oct 10 1921
Relationships Role Relationship Start Relationship End
Sidney Bancorp Parent 10/1/2007
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