Net Income Analysis ( % relative to Total Revenue )
Income Statement Savings Institute Bank And Trust Company All Insured Commercial Banks in Connecticut
Interest and Fees on Loans 46,418 116,614
Income from Lease Financing Receivables 126 1,400
756 342
Estimated Tax Benefit from Tax-Exempt Loan Income 392 180
Income on Loans and Leases (TE) 46,936 118,194
Investment Interest Income (TE) 3,392 22,956
Total Interest Income (TE) 51,241 142,467
Total Interest Expense 10,057 16,873
Net Interest Income (TE) 41,184 125,595
Non-Interest Income 10,047 42,281
Adjusted Operating Income (TE) 51,231 167,876
Non-interest Expense 38,596 108,357
Provision for Loan & Lease Losses 2,190 6,667
Pretax Operating Income (TE) 10,445 52,852
Pretax Net Operating Income (TE) 10,500 52,716
Applicable Income Taxes 3,185 15,848
Net Operating Income 6,894 34,827
Net Income 6,894 34,827
Cash Dividends Declared 680 26,483
Retained Earnings 6,214 8,344