Vitals
  • Total Assets
    1.1B 5.0 %
  • Total Deposits
    901.4M 5.4 %
  • Total Net Loans
    458.4M 13.8 %
  • Net Income
    9.1M 10.8 %
  • Book Value
    164.1M 2.5 %
  • Book Value x2
    328.2M 2.5 %
  • Book Value x3
    492.3M 2.5 %
ROAA

.877

ROAE

5.532

Efficiency Ratio

59.736

Net Interest Margin

3.251

Balance Sheet Highlights
Financial Highlights Savings Bank Of Mendocino County All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 1,069,710 1,346,313
Total Net Loans 458,432 907,793
Total Deposits 901,430 1,084,972
Total Equity 164,086 169,778
Profitability
Net Income 9,081 12,577
Return on Average Assets .877 .955
Return on Average Equity 5.532 8.072
Net Interest Margin 3.251 3.784
Efficiency Ratio 59.736 64.937
Noninterest Income/Revenue 13.142 13.682
Balance Sheet Ratios
Loan-to-Deposit 50.856 83.983
Securities/Assets .46 .141
Total Equity/Total Assets .153 .126
Tangible Equity/Tangible Assets .153 .113
Capital Adequacy
Tier 1 Common Capital 164,800 147,337
Tier 1 Capital 164,800 147,552
Tier 2 Capital 8,055 11,893
Total Capital 172,855 160,236
Total Risk Weighted Assets 640,677 1,009,488
Leverage Ratio 15.64 11.256
Common Equity Tier 1 Capital Ratio 25.72 14.697
Tier 1 Capital Ratio 25.72 14.792
Total Capital Ratio 26.98 16.005

Timeline for Savings Bank Of Mendocino County

Bank Of Willits

Acquisition: Savings Bank Of Mendocino County acquired a new subsidiary, Bank Of Willits, 13 years

View Profile Jul 06 2010

Savings Bank Of Mendocino County

Savings Bank Of Mendocino County was established 120 years ago and is currently headquartered in Ukiah, CA.

Nov 28 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Bank Of Willits Seller 132,618 Acquisition Discontinued 7/6/2010
Relationships Role Relationship Start Relationship End
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