Vitals
  • Total Assets
    164.4M 20.8 %
  • Total Deposits
    120.9M 17.1 %
  • Total Net Loans
    125.6M 25.2 %
  • Net Income
    519000.0000 -47.9 %
  • Book Value
    23.7M 1.3 %
  • Book Value x2
    47.3M 1.3 %
  • Book Value x3
    71.0M 1.3 %
ROAA

.448

ROAE

2.938

Efficiency Ratio

65.384

Net Interest Margin

3.746

Balance Sheet Highlights
Financial Highlights Rowan Savings Bank, Ssb, Inc. All Insured Savings Banks in North Carolina
Balance Sheet $(000)
Total Assets 164,409 127,100
Total Net Loans 125,592 91,694
Total Deposits 120,922 98,518
Total Equity 23,672 15,548
Profitability
Net Income 519 850
Return on Average Assets .448 .604
Return on Average Equity 2.938 5.087
Net Interest Margin 3.746 3.385
Efficiency Ratio 65.384 72.257
Noninterest Income/Revenue 17.895 9.574
Balance Sheet Ratios
Loan-to-Deposit 103.862 87.516
Securities/Assets .052 .234
Total Equity/Total Assets .144 .122
Tangible Equity/Tangible Assets .067 .062
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 10,983 14,581
Tier 2 Capital 1,269 1,137
Total Capital 12,252 15,463
Total Risk Weighted Assets 113,210 84,193
Leverage Ratio 7.3 11.626
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.7 20.452
Total Capital Ratio 10.82 21.709

Timeline for Rowan Savings Bank, Ssb, Inc.

Communityone Bank, National Association

Rowan Savings Bank, Ssb, Inc. was acquired by Communityone Bank, National Association 19 years

View Profile Dec 01 2004

Communityone Bancorp

Communityone Bancorp became a new parent organization for Rowan Savings Bank, Ssb, Inc..

View Profile Aug 01 2002

Rowan Bancorp, Inc.

Rowan Bancorp, Inc. became a new parent organization for Rowan Savings Bank, Ssb, Inc..

View Profile Jul 10 1996

Rowan Savings Bank, Ssb, Inc.

Rowan Savings Bank, Ssb, Inc. was established 119 years ago and is currently headquartered in China Grove, NC.

May 17 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Communityone Bank, National Association Buyer 2,344,451 Pooling of Interests Discontinued 12/1/2004
Relationships Role Relationship Start Relationship End
Communityone Bancorp Parent 8/1/2002 11/30/2004
Rowan Bancorp, Inc. Parent 7/10/1996 7/31/2002
Similar Organizations
Organization City State Total Assets
Audubon Savings Bank
 		Audubon NJ 165.0M
Midstate Community Bank
 		Baltimore MD 169.1M
Collinsville Savings Society
 		Canton CT 155.8M
Marion County Savings Bank
 		Salem IL 174.7M
Sharon Savings Bank
 		Darby PA 170.4M
Washington Savings Bank
 		Philadelphia PA 158.4M
Huntingdon Valley Bank
 		Huntingdon Valley PA 179.0M
Iron Workers Savings Bank
 		Aston PA 179.2M
Volunteer Federal Savings Bank
 		Madisonville TN 174.4M
Security Savings Bank
 		Monmouth IL 184.6M