Vitals
  • Total Assets
    306.3M 3.3 %
  • Total Deposits
    240.4M 7.4 %
  • Total Net Loans
    218.0M 7.6 %
  • Net Income
    4.6M 4.5 %
  • Book Value
    35.5M 0.5 %
  • Book Value x2
    71.0M 0.5 %
  • Book Value x3
    106.5M 0.5 %
ROAA

1.553

ROAE

12.741

Efficiency Ratio

70.934

Net Interest Margin

4.208

Balance Sheet Highlights
Financial Highlights Roundbank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 306,339 147,703
Total Net Loans 217,969 97,223
Total Deposits 240,398 126,600
Total Equity 35,506 15,565
Profitability
Net Income 4,609 1,683
Return on Average Assets 1.553 1.08
Return on Average Equity 12.741 9.905
Net Interest Margin 4.208 3.845
Efficiency Ratio 70.934 68.21
Noninterest Income/Revenue 15.769 13.68
Balance Sheet Ratios
Loan-to-Deposit 90.67 75.205
Securities/Assets .203 .174
Total Equity/Total Assets .116 .105
Tangible Equity/Tangible Assets .113 .103
Capital Adequacy
Tier 1 Common Capital 36,355 15,225
Tier 1 Capital 36,355 15,232
Tier 2 Capital 3,083 1,135
Total Capital 39,438 16,386
Total Risk Weighted Assets 265,093 105,251
Leverage Ratio 11.98 10.475
Common Equity Tier 1 Capital Ratio 13.71 15.3
Tier 1 Capital Ratio 13.71 15.308
Total Capital Ratio 14.88 16.398

Timeline for Roundbank

Community Security Bank

Acquisition: Roundbank acquired a new subsidiary, Community Security Bank, 13 years

View Profile Jul 24 2010

American Savings, Inc.

Acquisition: Roundbank acquired a new subsidiary, American Savings, Inc. , 18 years

View Profile Jan 30 2006

Waldorf State Bank

Acquisition: Roundbank acquired a new subsidiary, Waldorf State Bank, 31 years

View Profile Dec 01 1992

Waseca Bancshares, Inc.

Waseca Bancshares, Inc. became a new parent organization for Roundbank.

View Profile Apr 15 1987

U.S. Bancorp

U.S. Bancorp became a new parent organization for Roundbank.

View Profile May 09 1956

Want to see more?

Complete timeline for Roundbank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Community Security Bank Seller 100,649 Failure 7/24/2010
American Savings, Inc. Seller Pooling of Interests Discontinued 3/31/2008
American Savings, Inc. Seller Sale of Assets 1/30/2006
Waldorf State Bank Seller 9,808 Discontinued 12/1/1992
Relationships Role Relationship Start Relationship End
Waseca Bancshares, Inc. Parent 4/15/1987
U.S. Bancorp Parent 12/31/1984 4/14/1987
U.S. Bancorp Parent 12/31/1982 12/30/1984
U.S. Bancorp Parent 12/31/1976 12/30/1982
U.S. Bancorp Parent 5/9/1956 12/30/1976
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