Romasia Bank
Monmouth Junction, NJ — Domestic Branch of a Domestic Bank
Acquired Dec 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Romasia Bank | All Insured Savings Banks in New Jersey |
Interest and Fees on Loans | 2,655 | 18,335 |
Income from Lease Financing Receivables | — | 0 |
— | 0 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
Income on Loans and Leases (TE) | 2,655 | 18,342 |
Investment Interest Income (TE) | 1,354 | 4,338 |
Total Interest Income (TE) | 4,073 | 22,980 |
Total Interest Expense | 1,014 | 5,022 |
Net Interest Income (TE) | 3,059 | 17,958 |
Non-Interest Income | 319 | 2,266 |
Adjusted Operating Income (TE) | 3,378 | 22,111 |
Non-interest Expense | 2,927 | 15,345 |
Provision for Loan & Lease Losses | 175 | 934 |
Pretax Operating Income (TE) | 276 | 6,078 |
Pretax Net Operating Income (TE) | 276 | 6,370 |
Applicable Income Taxes | 101 | 2,017 |
Net Operating Income | 81 | 4,197 |
Net Income | 81 | 4,196 |
Cash Dividends Declared | — | 987 |
Retained Earnings | 81 | 2,847 |