Romasia Bank
Monmouth Junction, NJ — Domestic Branch of a Domestic Bank
Acquired Dec 2013
Vitals
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Total Assets133.4M -12.6 %
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Total Deposits103.2M -12.7 %
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Total Net Loans67.5M -3.4 %
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Net Income81000.0000 -69.5 %
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Book Value16.1M -0.9 %
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Book Value x232.2M -0.9 %
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Book Value x348.3M -0.9 %
Balance Sheet Highlights
| Financial Highlights | Romasia Bank | All Insured Savings Banks in New Jersey |
| Balance Sheet $(000) | ||
| Total Assets | 133,355 | 900,827 |
| Total Net Loans | 67,467 | 549,144 |
| Total Deposits | 103,160 | 679,529 |
| Total Equity | 16,084 | 107,477 |
| Profitability | ||
| Net Income | 81 | 4,196 |
| Return on Average Assets | .076 | .342 |
| Return on Average Equity | .665 | 3.076 |
| Net Interest Margin | 3.016 | 2.717 |
| Efficiency Ratio | 86.655 | 78.592 |
| Noninterest Income/Revenue | 7.263 | 8.976 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 65.4 | 73.435 |
| Securities/Assets | .368 | .262 |
| Total Equity/Total Assets | .121 | .119 |
| Tangible Equity/Tangible Assets | .12 | .114 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 15,266 | 98,068 |
| Tier 2 Capital | 810 | 5,596 |
| Total Capital | 16,076 | 103,648 |
| Total Risk Weighted Assets | 71,320 | 538,439 |
| Leverage Ratio | 11.52 | 11.343 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 21.4 | 24.255 |
| Total Capital Ratio | 22.54 | 25.194 |
Timeline for Romasia Bank
Romasia Bank
Romasia Bank was established 15 years ago and is currently headquartered in Monmouth Junction, NJ.
Jun 23 2008
Roma Financial Corporation
Roma Financial Corporation became a new parent organization for Romasia Bank.
View Profile Jun 23 2008| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Investors Bank | Buyer | 22,534,923 | Acquisition | Charter Retained | 12/7/2013 |
| Relationships | Role | Relationship Start | Relationship End |
| Roma Financial Corporation | Parent | 7/21/2011 | 12/6/2013 |
| Roma Financial Corporation | Parent | 6/23/2008 | 7/20/2011 |
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