Rocky Mountain Bank
Billings, MT — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Rocky Mountain Bank | All Insured Commercial Banks in Montana |
Interest and Fees on Loans | 17,996 | 8,885 |
Income from Lease Financing Receivables | — | 1 |
419 | 35 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 197 | 17 |
Income on Loans and Leases (TE) | 18,193 | 8,904 |
Investment Interest Income (TE) | 2,772 | 1,082 |
Total Interest Income (TE) | 20,982 | 10,108 |
Total Interest Expense | 1,253 | 784 |
Net Interest Income (TE) | 19,729 | 9,278 |
Non-Interest Income | 12,295 | 2,109 |
Adjusted Operating Income (TE) | 32,024 | 11,382 |
Non-interest Expense | 23,242 | 6,724 |
Provision for Loan & Lease Losses | 438 | 241 |
Pretax Operating Income (TE) | 8,344 | 4,367 |
Pretax Net Operating Income (TE) | 8,396 | 4,427 |
Applicable Income Taxes | 2,625 | 499 |
Net Operating Income | 5,233 | 3,773 |
Net Income | 5,233 | 3,773 |
Cash Dividends Declared | 4,000 | 2,023 |
Retained Earnings | 1,233 | 1,276 |