Vitals
  • Total Assets
    477.1M -2.9 %
  • Total Deposits
    414.3M -0.7 %
  • Total Net Loans
    345.7M -6.2 %
  • Net Income
    5.2M -1.8 %
  • Book Value
    49.2M 1.0 %
  • Book Value x2
    98.3M 1.0 %
  • Book Value x3
    147.5M 1.0 %
ROAA

1.091

ROAE

10.609

Efficiency Ratio

72.577

Net Interest Margin

4.417

Balance Sheet Highlights
Financial Highlights Rocky Mountain Bank All Insured Commercial Banks in Montana
Balance Sheet $(000)
Total Assets 477,063 255,215
Total Net Loans 345,661 167,310
Total Deposits 414,344 209,480
Total Equity 49,164 27,768
Profitability
Net Income 5,233 3,773
Return on Average Assets 1.091 1.156
Return on Average Equity 10.609 10.32
Net Interest Margin 4.417 4.175
Efficiency Ratio 72.577 64.895
Noninterest Income/Revenue 36.947 17.262
Balance Sheet Ratios
Loan-to-Deposit 83.424 71.452
Securities/Assets .196 .213
Total Equity/Total Assets .103 .109
Tangible Equity/Tangible Assets .093 .103
Capital Adequacy
Tier 1 Common Capital 46,702 26,784
Tier 1 Capital 46,702 26,784
Tier 2 Capital 3,486 2,156
Total Capital 50,188 28,932
Total Risk Weighted Assets 365,675 187,374
Leverage Ratio 9.79 10.719
Common Equity Tier 1 Capital Ratio 12.77 15.99
Tier 1 Capital Ratio 12.77 15.99
Total Capital Ratio 13.72 17.149

Timeline for Rocky Mountain Bank

Heartland Financial Usa, Inc.

Heartland Financial Usa, Inc. became a new parent organization for Rocky Mountain Bank.

View Profile Jun 02 2004

Security State Bank, Plentywood, Montana

Acquisition: Rocky Mountain Bank acquired a new subsidiary, Security State Bank, Plentywood, Montana, 27 years

View Profile Jun 01 1996

The Whitehall State Bank

Acquisition: Rocky Mountain Bank acquired a new subsidiary, The Whitehall State Bank, 29 years

View Profile Nov 21 1994

First State Bank Of Stevensville, Montana

Acquisition: Rocky Mountain Bank acquired a new subsidiary, First State Bank Of Stevensville, Montana, 29 years

View Profile Nov 21 1994

Rocky Mountain Bank Of Plains

Acquisition: Rocky Mountain Bank acquired a new subsidiary, Rocky Mountain Bank Of Plains, 29 years

View Profile Nov 21 1994

Want to see more?

Complete timeline for Rocky Mountain Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Security State Bank, Plentywood, Montana Seller 66,900 Pooling of Interests Discontinued 6/1/1996
The Whitehall State Bank Seller 14,853 Discontinued 11/21/1994
First State Bank Of Stevensville, Montana Seller 26,446 Discontinued 11/21/1994
Rocky Mountain Bank Of Plains Seller 26,405 Discontinued 11/21/1994
Powder River Bank Seller 22,706 Discontinued 11/21/1994
Security State Bank, Harlem, Montana Seller 20,292 Discontinued 11/21/1994
Relationships Role Relationship Start Relationship End
Heartland Financial Usa, Inc. Parent 6/2/2004
Rocky Mountain Bancorporation, Inc. Parent 11/21/1994 6/1/2004
Rocky Mountain Bancorporation, Inc. Parent 11/1/1988 11/20/1994
Western Bankshares, Inc. Parent 12/2/1983 10/31/1988
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