Vitals
  • Total Assets
    149.0M 30.4 %
  • Total Deposits
    131.2M 33.3 %
  • Total Net Loans
    118.9M 39.7 %
  • Net Income
  • Book Value
    13.9M -9.8 %
  • Book Value x2
    27.7M -9.8 %
  • Book Value x3
    41.6M -9.8 %
ROAA

ROAE

Efficiency Ratio

89.869

Net Interest Margin

2.866

Balance Sheet Highlights
Financial Highlights River City Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 148,970 423,343
Total Net Loans 118,894 336,671
Total Deposits 131,220 329,819
Total Equity 13,854 42,247
Profitability
Net Income — 3,897
Return on Average Assets — .797
Return on Average Equity — 7.955
Net Interest Margin 2.866 3.826
Efficiency Ratio 89.869 79.793
Noninterest Income/Revenue 3.635 14.331
Balance Sheet Ratios
Loan-to-Deposit 90.607 93.618
Securities/Assets .148 .808
Total Equity/Total Assets .093 .1
Tangible Equity/Tangible Assets .093 -1.249
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 14,271 39,984
Tier 2 Capital 1,687 4,295
Total Capital 15,958 43,581
Total Risk Weighted Assets 133,496 331,540
Leverage Ratio 9.64 10.539
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.69 13.485
Total Capital Ratio 11.95 14.576

Timeline for River City Bank

Village Bank

River City Bank was acquired by Village Bank 15 years

View Profile Oct 15 2008

River City Bank

River City Bank was established 19 years ago and is currently headquartered in Mechanicsville, VA.

Jul 01 2004
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Village Bank Buyer 443,101 Acquisition Discontinued 10/15/2008
Relationships Role Relationship Start Relationship End
Similar Organizations
Organization City State Total Assets
Lee County Bank
 		Fort Madison IA 149.2M
Hendricks County Bank And Trust Company
 		Brownsburg IN 148.3M
Castle Rock Bank
 		Castle Rock CO 147.9M
First Bank Hampton
 		Hampton IA 147.0M
First State Bank Of Porter
 		Porter IN 144.1M
Friendly Hills Bank
 		Whittier CA 142.6M
Mid America Bank & Trust Company
 		Dixon MO 153.4M
Legacy Bank & Trust Company
 		Rogersville MO 153.7M
The First State Bank & Trust Co. Of Larned
 		Larned KS 141.5M
High Plains Bank
 		Flagler CO 141.1M