River City Bank, Inc.
Louisville, KY — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | River City Bank, Inc. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 9,363 | 8,828 |
Income from Lease Financing Receivables | — | 2 |
— | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
Income on Loans and Leases (TE) | 9,363 | 8,864 |
Investment Interest Income (TE) | 2,037 | 1,656 |
Total Interest Income (TE) | 11,538 | 10,728 |
Total Interest Expense | 783 | 1,106 |
Net Interest Income (TE) | 10,755 | 9,572 |
Non-Interest Income | 7,539 | 2,231 |
Adjusted Operating Income (TE) | 18,294 | 12,006 |
Non-interest Expense | 11,998 | 8,402 |
Provision for Loan & Lease Losses | 436 | 243 |
Pretax Operating Income (TE) | 5,860 | 3,259 |
Pretax Net Operating Income (TE) | 5,845 | 3,369 |
Applicable Income Taxes | 1,585 | 444 |
Net Operating Income | 3,781 | 2,592 |
Net Income | 3,781 | 2,592 |
Cash Dividends Declared | — | 1,549 |
Retained Earnings | 3,781 | 1,045 |