Vitals
  • Total Assets
    261.0M 0.7 %
  • Total Deposits
    191.0M -4.0 %
  • Total Net Loans
    155.7M 16.4 %
  • Net Income
    3.8M -10.6 %
  • Book Value
    39.2M 8.4 %
  • Book Value x2
    78.4M 8.4 %
  • Book Value x3
    117.5M 8.4 %
ROAA

1.417

ROAE

9.828

Efficiency Ratio

65.586

Net Interest Margin

4.202

Balance Sheet Highlights
Financial Highlights River City Bank, Inc. All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 261,038 275,102
Total Net Loans 155,712 177,820
Total Deposits 190,968 227,063
Total Equity 39,179 30,287
Profitability
Net Income 3,781 2,592
Return on Average Assets 1.417 .944
Return on Average Equity 9.828 8.074
Net Interest Margin 4.202 3.847
Efficiency Ratio 65.586 70.925
Noninterest Income/Revenue 39.519 17.219
Balance Sheet Ratios
Loan-to-Deposit 81.538 76.952
Securities/Assets .318 .219
Total Equity/Total Assets .15 .11
Tangible Equity/Tangible Assets .15 .107
Capital Adequacy
Tier 1 Common Capital 39,409 29,354
Tier 1 Capital 39,409 29,354
Tier 2 Capital 1,889 2,092
Total Capital 41,298 31,454
Total Risk Weighted Assets 163,637 190,479
Leverage Ratio 15.39 11.285
Common Equity Tier 1 Capital Ratio 24.08 17.115
Tier 1 Capital Ratio 24.08 17.115
Total Capital Ratio 25.24 18.174

Timeline for River City Bank, Inc.

Continental National Bank Of Kentucky

Acquisition: River City Bank, Inc. acquired a new subsidiary, Continental National Bank Of Kentucky, 37 years

View Profile Jun 27 1986

First Breckinridge Bancshares, Inc.

First Breckinridge Bancshares, Inc. became a new parent organization for River City Bank, Inc..

View Profile Jun 27 1986

River City Bank, Inc.

River City Bank, Inc. was established 37 years ago and is currently headquartered in Louisville, KY.

Jun 26 1986
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Continental National Bank Of Kentucky Seller 10,088 Failure 6/27/1986
Relationships Role Relationship Start Relationship End
First Breckinridge Bancshares, Inc. Parent 6/27/1986
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