Vitals
  • Total Assets
    217.5M 29.5 %
  • Total Deposits
    185.2M 38.7 %
  • Total Net Loans
    127.5M 17.3 %
  • Net Income
    878000.0000 -30.1 %
  • Book Value
    19.6M -1.8 %
  • Book Value x2
    39.3M -1.8 %
  • Book Value x3
    58.9M -1.8 %
ROAA

.447

ROAE

4.32

Efficiency Ratio

83.861

Net Interest Margin

3.374

Balance Sheet Highlights
Financial Highlights Reliance Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 217,462 266,812
Total Net Loans 127,455 157,006
Total Deposits 185,219 227,200
Total Equity 19,641 30,855
Profitability
Net Income 878 2,603
Return on Average Assets .447 .91
Return on Average Equity 4.32 7.525
Net Interest Margin 3.374 3.872
Efficiency Ratio 83.861 69.238
Noninterest Income/Revenue 24.498 15.218
Balance Sheet Ratios
Loan-to-Deposit 68.813 65.031
Securities/Assets .259 .23
Total Equity/Total Assets .09 .116
Tangible Equity/Tangible Assets .089 .114
Capital Adequacy
Tier 1 Common Capital 20,075 30,655
Tier 1 Capital 20,075 30,655
Tier 2 Capital 1,240 1,864
Total Capital 21,315 32,526
Total Risk Weighted Assets 159,598 184,216
Leverage Ratio 9.56 11.829
Common Equity Tier 1 Capital Ratio 12.58 18.757
Tier 1 Capital Ratio 12.58 18.762
Total Capital Ratio 13.36 19.824

Timeline for Reliance Bank

Southbank, A Federal Savings Bank

Acquisition: Reliance Bank acquired a new subsidiary, Southbank, A Federal Savings Bank, 8 years

View Profile Apr 30 2016

Rb Bancorporation

Rb Bancorporation became a new parent organization for Reliance Bank.

View Profile Oct 11 2003

Reliance Bank

Reliance Bank was established 25 years ago and is currently headquartered in Athens, AL.

Dec 14 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Southbank, A Federal Savings Bank Seller 62,727 Sale of Assets 4/30/2016
Relationships Role Relationship Start Relationship End
Rb Bancorporation Parent 10/11/2003
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