Regal Financial Bank
Seattle, WA — Domestic Branch of a Domestic Bank
Acquired Jan 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Regal Financial Bank | All Insured Commercial Banks in Washington |
Interest and Fees on Loans | 2,906 | 16,244 |
Income from Lease Financing Receivables | — | 3 |
— | 88 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 47 |
Income on Loans and Leases (TE) | 2,906 | 16,315 |
Investment Interest Income (TE) | 42 | 1,839 |
Total Interest Income (TE) | 2,986 | 18,303 |
Total Interest Expense | 355 | 984 |
Net Interest Income (TE) | 2,631 | 17,254 |
Non-Interest Income | 921 | 3,769 |
Adjusted Operating Income (TE) | 3,552 | 21,718 |
Non-interest Expense | 3,308 | 14,897 |
Provision for Loan & Lease Losses | — | 255 |
Pretax Operating Income (TE) | 244 | 6,539 |
Pretax Net Operating Income (TE) | 244 | 6,554 |
Applicable Income Taxes | -10 | 1,941 |
Net Operating Income | 254 | 4,394 |
Net Income | 254 | 4,386 |
Cash Dividends Declared | — | 1,018 |
Retained Earnings | 254 | 2,952 |