Vitals
  • Total Assets
    95.3M -6.9 %
  • Total Deposits
    83.7M -7.5 %
  • Total Net Loans
    77.1M -2.6 %
  • Net Income
    254000.0000 112.4 %
  • Book Value
    11.2M -2.0 %
  • Book Value x2
    22.5M -2.0 %
  • Book Value x3
    33.7M -2.0 %
ROAA

.336

ROAE

3.048

Efficiency Ratio

93.131

Net Interest Margin

3.523

Balance Sheet Highlights
Financial Highlights Regal Financial Bank All Insured Commercial Banks in Washington
Balance Sheet $(000)
Total Assets 95,266 664,443
Total Net Loans 77,139 450,751
Total Deposits 83,666 564,758
Total Equity 11,231 76,490
Profitability
Net Income 254 4,386
Return on Average Assets .336 .637
Return on Average Equity 3.048 5.391
Net Interest Margin 3.523 3.889
Efficiency Ratio 93.131 76.735
Noninterest Income/Revenue 23.573 17.074
Balance Sheet Ratios
Loan-to-Deposit 92.199 78.465
Securities/Assets .067 .162
Total Equity/Total Assets .118 .115
Tangible Equity/Tangible Assets .102 .106
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 11,345 67,968
Tier 2 Capital 987 5,753
Total Capital 12,332 73,715
Total Risk Weighted Assets 78,175 495,284
Leverage Ratio 11.5 10.546
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 14.51 14.926
Total Capital Ratio 15.77 16.152

Timeline for Regal Financial Bank

Northwest Bank

Regal Financial Bank was acquired by Northwest Bank 9 years

View Profile Jan 01 2015

Regal Financial Bancorp, Inc.

Regal Financial Bancorp, Inc. became a new parent organization for Regal Financial Bank.

View Profile Jun 18 2004

Regal Financial Bank

Regal Financial Bank was established 22 years ago and is currently headquartered in Seattle, WA.

Apr 18 2002
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Northwest Bank Buyer 498,400 Acquisition Discontinued 1/1/2015
Relationships Role Relationship Start Relationship End
Regal Financial Bancorp, Inc. Parent 6/18/2004 6/6/2012
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