Vitals
  • Total Assets
    13.1B 0.4 %
  • Total Deposits
    9.0B -1.8 %
  • Total Net Loans
    8.1B 21.4 %
  • Net Income
    382.0M 53.0 %
  • Book Value
    3.5B 9.1 %
  • Book Value x2
    7.0B 9.1 %
  • Book Value x3
    10.5B 9.1 %
ROAA

3.917

ROAE

15.246

Efficiency Ratio

42.667

Net Interest Margin

5.809

Balance Sheet Highlights
Financial Highlights Providian National Bank All Insured Commercial Banks in New Hampshire
Balance Sheet $(000)
Total Assets 13,097,674 370,562
Total Net Loans 8,117,128 224,656
Total Deposits 9,012,407 298,313
Total Equity 3,511,103 45,868
Profitability
Net Income 382,045 2,799
Return on Average Assets 3.917 .871
Return on Average Equity 15.246 9.605
Net Interest Margin 5.809 4.268
Efficiency Ratio 42.667 76
Noninterest Income/Revenue 58.519 7.926
Balance Sheet Ratios
Loan-to-Deposit 90.066 74.723
Securities/Assets .185 .295
Total Equity/Total Assets .268 .124
Tangible Equity/Tangible Assets .268 -.094
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 3,515,899 28,478
Tier 2 Capital 324,145 2,843
Total Capital 3,840,044 31,321
Total Risk Weighted Assets 15,073,163 262,328
Leverage Ratio 26.82 8.249
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23.33 12.231
Total Capital Ratio 25.48 13.288

Timeline for Providian National Bank

Washington Mutual Bank

Providian National Bank was acquired by Washington Mutual Bank 18 years

View Profile Oct 01 2005

Providian Bank

Acquisition: Providian National Bank acquired a new subsidiary, Providian Bank, 20 years

View Profile Dec 31 2003

Providian National Bank

Acquisition: Providian National Bank acquired a new subsidiary, Providian National Bank, 26 years

View Profile Jan 01 1998

Providian Corporation

Providian Corporation became a new parent organization for Providian National Bank.

View Profile Jun 12 1984

Providian National Bank

Providian National Bank was established 171 years ago and is currently headquartered in Tilton, NH.

Mar 12 1853
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Washington Mutual Bank Buyer 307,021,614 Discontinued 10/1/2005
Providian Bank Seller 1,376,053 Acquisition Discontinued 12/31/2003
Providian National Bank Seller 565,784 Pooling of Interests Discontinued 1/1/1998
Relationships Role Relationship Start Relationship End
Providian Corporation Parent 3/5/1987 9/30/2005
Providian Corporation Parent 6/12/1984 3/4/1987
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