Provident Savings Bank, F.S.B.
Riverside, CA — Federal Savings Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Provident Savings Bank, F.S.B. | All Insured Savings Banks in California |
Interest and Fees on Loans | 40,903 | 42,739 |
Income from Lease Financing Receivables | — | 695 |
— | 157 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 84 |
Income on Loans and Leases (TE) | 40,903 | 43,519 |
Investment Interest Income (TE) | 424 | 8,473 |
Total Interest Income (TE) | 42,807 | 53,926 |
Total Interest Expense | 6,887 | 8,135 |
Net Interest Income (TE) | 35,920 | 45,792 |
Non-Interest Income | 35,886 | 30,983 |
Adjusted Operating Income (TE) | 71,806 | 76,775 |
Non-interest Expense | 60,233 | 40,827 |
Provision for Loan & Lease Losses | -1,815 | 480 |
Pretax Operating Income (TE) | 13,388 | 35,468 |
Pretax Net Operating Income (TE) | 13,285 | 35,715 |
Applicable Income Taxes | 5,636 | 13,774 |
Net Operating Income | 7,649 | 21,465 |
Net Income | 7,649 | 21,465 |
Cash Dividends Declared | 10,000 | 5,217 |
Retained Earnings | -2,351 | 16,249 |