Vitals
  • Total Assets
    210.9M 19.4 %
  • Total Deposits
    176.3M 18.4 %
  • Total Net Loans
    200.3M 20.5 %
  • Net Income
    1.5M 20.1 %
  • Book Value
    16.6M 21.5 %
  • Book Value x2
    33.2M 21.5 %
  • Book Value x3
    49.8M 21.5 %
ROAA

.984

ROAE

12.753

Efficiency Ratio

57.127

Net Interest Margin

3.478

Balance Sheet Highlights
Financial Highlights Prospect Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 210,885 371,424
Total Net Loans 200,345 695,179
Total Deposits 176,339 248,832
Total Equity 16,592 42,126
Profitability
Net Income 1,468 14,292
Return on Average Assets .984 1.258
Return on Average Equity 12.753 11.464
Net Interest Margin 3.478 4.079
Efficiency Ratio 57.127 64.558
Noninterest Income/Revenue 4.739 23.951
Balance Sheet Ratios
Loan-to-Deposit 113.614 82.85
Securities/Assets 1.593
Total Equity/Total Assets .079 .113
Tangible Equity/Tangible Assets .079 -1.929
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 16,592 32,977
Tier 2 Capital 2,142 19,175
Total Capital 18,734 38,072
Total Risk Weighted Assets 177,298 264,399
Leverage Ratio 8.08 10.011
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 9.35 15.82
Total Capital Ratio 10.56 17.203

Timeline for Prospect Bank

Sky Bank

Prospect Bank was acquired by Sky Bank 19 years

View Profile Dec 03 2004

Sky Financial Group, Inc.

Sky Financial Group, Inc. became a new parent organization for Prospect Bank.

View Profile Nov 30 2004

Prospect Bancshares, Inc.

Prospect Bancshares, Inc. became a new parent organization for Prospect Bank.

View Profile Dec 13 2002

Prospect Bank

Prospect Bank was established 24 years ago and is currently headquartered in Columbus, OH.

Aug 25 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sky Bank Buyer 16,609,763 Pooling of Interests Discontinued 12/3/2004
Relationships Role Relationship Start Relationship End
Sky Financial Group, Inc. Parent 11/30/2004 12/2/2004
Prospect Bancshares, Inc. Parent 12/13/2002 11/29/2004
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