Vitals
  • Total Assets
    355.9M -0.7 %
  • Total Deposits
    310.5M 8.4 %
  • Total Net Loans
    270.0M -0.2 %
  • Net Income
    2.8M 6.3 %
  • Book Value
    37.1M 3.7 %
  • Book Value x2
    74.3M 3.7 %
  • Book Value x3
    111.4M 3.7 %
ROAA

.769

ROAE

7.461

Efficiency Ratio

67.749

Net Interest Margin

3.505

Balance Sheet Highlights
Financial Highlights Profinium, Inc. All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 355,858 147,703
Total Net Loans 269,953 97,223
Total Deposits 310,540 126,600
Total Equity 37,139 15,565
Profitability
Net Income 2,767 1,683
Return on Average Assets .769 1.08
Return on Average Equity 7.461 9.905
Net Interest Margin 3.505 3.845
Efficiency Ratio 67.749 68.21
Noninterest Income/Revenue 16.631 13.68
Balance Sheet Ratios
Loan-to-Deposit 86.93 75.205
Securities/Assets .16 .174
Total Equity/Total Assets .104 .105
Tangible Equity/Tangible Assets .094 .103
Capital Adequacy
Tier 1 Common Capital 33,715 15,225
Tier 1 Capital 33,715 15,232
Tier 2 Capital 2,732 1,135
Total Capital 36,447 16,386
Total Risk Weighted Assets 295,000 105,251
Leverage Ratio 9.33 10.475
Common Equity Tier 1 Capital Ratio 11.43 15.3
Tier 1 Capital Ratio 11.43 15.308
Total Capital Ratio 12.35 16.398

Timeline for Profinium, Inc.

The Martin County National Bank Of Fairmont

Acquisition: Profinium, Inc. acquired a new subsidiary, The Martin County National Bank Of Fairmont, 20 years

View Profile Oct 25 2003

Profinium Financial Holdings, Inc.

Profinium Financial Holdings, Inc. became a new parent organization for Profinium, Inc..

View Profile Dec 29 1983

Profinium, Inc.

Profinium, Inc. was established 108 years ago and is currently headquartered in Truman, MN.

May 12 1916
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Martin County National Bank Of Fairmont Seller 140,980 Pooling of Interests Discontinued 10/25/2003
Relationships Role Relationship Start Relationship End
Profinium Financial Holdings, Inc. Parent 12/31/1996
Profinium Financial Holdings, Inc. Parent 12/29/1983 12/30/1996
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