Net Income Analysis ( % relative to Total Revenue )
Income Statement Port Richmond Savings All Insured Savings Banks in Pennsylvania
Interest and Fees on Loans 3,631 18,323
Income from Lease Financing Receivables — 10
— 51
Estimated Tax Benefit from Tax-Exempt Loan Income — 25
Income on Loans and Leases (TE) 3,631 18,606
Investment Interest Income (TE) — 2,720
Total Interest Income (TE) 3,660 21,762
Total Interest Expense 729 3,616
Net Interest Income (TE) 2,931 18,090
Non-Interest Income -2 4,504
Adjusted Operating Income (TE) 2,929 25,733
Non-interest Expense 2,023 18,977
Provision for Loan & Lease Losses 203 368
Pretax Operating Income (TE) 703 6,471
Pretax Net Operating Income (TE) 703 6,554
Applicable Income Taxes 214 1,732
Net Operating Income 489 4,600
Net Income 489 4,600
Cash Dividends Declared — 2,617
Retained Earnings 489 1,922