Placer Sierra Bank
Auburn, CA — Domestic Branch of a Domestic Bank
Acquired Sep 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Placer Sierra Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 10,805 | 17,831 |
Income from Lease Financing Receivables | 22 | 4,058 |
2 | 1,166 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 558 |
Income on Loans and Leases (TE) | 10,828 | 17,188 |
Investment Interest Income (TE) | 289 | 5,839 |
Total Interest Income (TE) | 11,319 | 18,167 |
Total Interest Expense | 2,933 | 6,815 |
Net Interest Income (TE) | 8,386 | 11,329 |
Non-Interest Income | 1,210 | 3,053 |
Adjusted Operating Income (TE) | 9,596 | 14,203 |
Non-interest Expense | 7,976 | 8,150 |
Provision for Loan & Lease Losses | — | 1,616 |
Pretax Operating Income (TE) | 1,620 | 16,834 |
Pretax Net Operating Income (TE) | 1,543 | 16,896 |
Applicable Income Taxes | 498 | 5,609 |
Net Operating Income | 980 | 10,366 |
Net Income | 980 | 10,312 |
Cash Dividends Declared | — | 14,565 |
Retained Earnings | 980 | 5,588 |