Vitals
  • Total Assets
    124.0M 24.1 %
  • Total Deposits
    114.2M 22.8 %
  • Total Net Loans
  • Net Income
    790000.0000 61.6 %
  • Book Value
    9.4M 41.7 %
  • Book Value x2
    18.8M 41.7 %
  • Book Value x3
    28.2M 41.7 %
ROAA

.577

ROAE

9.175

Efficiency Ratio

19.603

Net Interest Margin

1.158

Balance Sheet Highlights
Financial Highlights Pioneer Commercial Bank All Insured Commercial Banks in New York
Balance Sheet $(000)
Total Assets 124,002 1,637,033
Total Net Loans — 1,047,955
Total Deposits 114,248 1,296,950
Total Equity 9,397 187,165
Profitability
Net Income 790 13,254
Return on Average Assets .577 .773
Return on Average Equity 9.175 7.506
Net Interest Margin 1.158 3.19
Efficiency Ratio 19.603 65.064
Noninterest Income/Revenue .369 18.239
Balance Sheet Ratios
Loan-to-Deposit — 73.986
Securities/Assets .23 .167
Total Equity/Total Assets .076 .114
Tangible Equity/Tangible Assets .076 .109
Capital Adequacy
Tier 1 Common Capital 9,408 154,500
Tier 1 Capital 9,408 155,066
Tier 2 Capital — 9,750
Total Capital 9,408 168,084
Total Risk Weighted Assets 23,443 1,138,832
Leverage Ratio 6.95 10.188
Common Equity Tier 1 Capital Ratio 40.13 16.458
Tier 1 Capital Ratio 40.13 16.551
Total Capital Ratio 40.13 17.647

Timeline for Pioneer Commercial Bank

Pioneer Savings Bank

Pioneer Savings Bank became a new parent organization for Pioneer Commercial Bank.

View Profile Nov 15 2004

Pioneer Commercial Bank

Pioneer Commercial Bank was established 19 years ago and is currently headquartered in Troy, NY.

Nov 08 2004
Relationships Role Relationship Start Relationship End
Pioneer Savings Bank Parent 6/30/2007
Pioneer Savings Bank Parent 11/15/2004 6/29/2007
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