Peoples Trust Company Of St. Albans
Saint Albans, VT — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Peoples Trust Company Of St. Albans | All Insured Commercial Banks in Vermont |
| Interest and Fees on Loans | 7,795 | 18,591 |
| Income from Lease Financing Receivables | — | 0 |
| 265 | 568 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 134 | 302 |
| Income on Loans and Leases (TE) | 7,929 | 18,893 |
| Investment Interest Income (TE) | 1,717 | 2,643 |
| Total Interest Income (TE) | 9,718 | 21,740 |
| Total Interest Expense | 644 | 1,459 |
| Net Interest Income (TE) | 9,074 | 20,281 |
| Non-Interest Income | 2,842 | 6,349 |
| Adjusted Operating Income (TE) | 11,916 | 26,630 |
| Non-interest Expense | 9,729 | 18,268 |
| Provision for Loan & Lease Losses | — | 264 |
| Pretax Operating Income (TE) | 2,187 | 8,098 |
| Pretax Net Operating Income (TE) | 2,198 | 8,202 |
| Applicable Income Taxes | 294 | 1,836 |
| Net Operating Income | 1,477 | 5,772 |
| Net Income | 1,477 | 5,772 |
| Cash Dividends Declared | 388 | 2,758 |
| Retained Earnings | 1,089 | 3,013 |