Net Income Analysis ( % relative to Total Revenue )
Income Statement Peoples State Bank All Insured Commercial Banks in Iowa
Interest and Fees on Loans 472 4,429
Income from Lease Financing Receivables — 0
— 34
Estimated Tax Benefit from Tax-Exempt Loan Income — 17
Income on Loans and Leases (TE) 472 4,453
Investment Interest Income (TE) 243 866
Total Interest Income (TE) 720 5,468
Total Interest Expense 79 664
Net Interest Income (TE) 641 4,793
Non-Interest Income 45 841
Adjusted Operating Income (TE) 686 5,647
Non-interest Expense 632 3,272
Provision for Loan & Lease Losses 13 145
Pretax Operating Income (TE) 41 2,141
Pretax Net Operating Income (TE) 66 2,209
Applicable Income Taxes -7 236
Net Operating Income 51 1,719
Net Income 51 1,719
Cash Dividends Declared — 808
Retained Earnings 51 862