Vitals
  • Total Assets
    28.0M -1.3 %
  • Total Deposits
    25.0M -1.9 %
  • Total Net Loans
    11.7M -1.8 %
  • Net Income
    51000.0000 -67.1 %
  • Book Value
    3.0M 7.3 %
  • Book Value x2
    5.9M 7.3 %
  • Book Value x3
    8.9M 7.3 %
ROAA

.237

ROAE

2.338

Efficiency Ratio

92.192

Net Interest Margin

3.128

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 28,028 189,925
Total Net Loans 11,666 128,162
Total Deposits 25,016 155,733
Total Equity 2,954 22,153
Profitability
Net Income 51 1,719
Return on Average Assets .237 1.182
Return on Average Equity 2.338 10.125
Net Interest Margin 3.128 3.602
Efficiency Ratio 92.192 59.491
Noninterest Income/Revenue 5.882 13.325
Balance Sheet Ratios
Loan-to-Deposit 46.634 78.121
Securities/Assets .471 .199
Total Equity/Total Assets .105 .117
Tangible Equity/Tangible Assets .105 .113
Capital Adequacy
Tier 1 Common Capital 2,739 20,428
Tier 1 Capital 2,739 20,449
Tier 2 Capital 80 1,548
Total Capital 2,819 22,011
Total Risk Weighted Assets 13,063 144,061
Leverage Ratio 9.54 11.062
Common Equity Tier 1 Capital Ratio 20.97 15.828
Tier 1 Capital Ratio 20.97 15.847
Total Capital Ratio 21.58 16.9

Timeline for Peoples State Bank

Wayland State Bank

Peoples State Bank was acquired by Wayland State Bank 8 years

View Profile Oct 01 2016

Peoples Holding Corp.

Peoples Holding Corp. became a new parent organization for Peoples State Bank.

View Profile Jul 10 1979

Peoples State Bank

Peoples State Bank was established 90 years ago and is currently headquartered in Winfield, IA.

Jan 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Wayland State Bank Buyer 87,468 Acquisition Discontinued 10/1/2016
Relationships Role Relationship Start Relationship End
Peoples Holding Corp. Parent 12/18/2007 9/30/2016
Peoples Holding Corp. Parent 3/3/2000 12/17/2007
Peoples Holding Corp. Parent 9/30/1995 3/2/2000
Peoples Holding Corp. Parent 12/31/1994 9/29/1995
Peoples Holding Corp. Parent 7/10/1979 12/30/1994
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