Vitals
  • Total Assets
    25.0M -14.1 %
  • Total Deposits
    22.8M -5.4 %
  • Total Net Loans
    16.3M -21.9 %
  • Net Income
    -475000.0000
  • Book Value
    2.1M -56.3 %
  • Book Value x2
    4.2M -56.3 %
  • Book Value x3
    6.3M -56.3 %
ROAA

-3.716

ROAE

-40.437

Efficiency Ratio

166.423

Net Interest Margin

3.03

Balance Sheet Highlights
Financial Highlights Peoples State Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 24,997 212,937
Total Net Loans 16,264 139,126
Total Deposits 22,834 180,813
Total Equity 2,100 17,084
Profitability
Net Income -475 -610
Return on Average Assets -3.716 -.457
Return on Average Equity -40.437 -9.458
Net Interest Margin 3.03 3.398
Efficiency Ratio 166.423 90.425
Noninterest Income/Revenue 13.659 9.856
Balance Sheet Ratios
Loan-to-Deposit 71.227 75.46
Securities/Assets .032 .137
Total Equity/Total Assets .084 .08
Tangible Equity/Tangible Assets .074 .08
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 1,682 16,004
Tier 2 Capital 201 1,799
Total Capital 1,883 17,905
Total Risk Weighted Assets 15,819 151,279
Leverage Ratio 6.74 8.678
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.63 12.599
Total Capital Ratio 11.9 13.845

Timeline for Peoples State Bank

Sunrise Bank

Peoples State Bank was acquired by Sunrise Bank 13 years

View Profile Jul 31 2010

Capitol Bancorp Ltd.

Capitol Bancorp Ltd. became a new parent organization for Peoples State Bank.

View Profile Apr 07 2005

Four County Bancshares, Inc.

Four County Bancshares, Inc. became a new parent organization for Peoples State Bank.

View Profile Aug 15 1991

Peoples State Bank

Peoples State Bank was established 90 years ago and is currently headquartered in Jeffersonville, GA.

Jan 01 1934
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sunrise Bank Buyer 60,793 Pooling of Interests Discontinued 7/31/2010
Relationships Role Relationship Start Relationship End
Capitol Bancorp Ltd. Parent 12/1/2006 7/30/2010
Capitol Bancorp Ltd. Parent 10/11/2006 11/30/2006
Capitol Bancorp Ltd. Parent 4/7/2005 10/10/2006
Four County Bancshares, Inc. Parent 4/7/2005 10/10/2006
Four County Bancshares, Inc. Parent 8/15/1991 4/6/2005
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