Vitals
  • Total Assets
    85.5M 3.8 %
  • Total Deposits
    75.1M 5.4 %
  • Total Net Loans
    51.6M -8.0 %
  • Net Income
    485000.0000 4.1 %
  • Book Value
    9.9M 4.2 %
  • Book Value x2
    19.8M 4.2 %
  • Book Value x3
    29.8M 4.2 %
ROAA

1.165

ROAE

10.039

Efficiency Ratio

67.755

Net Interest Margin

4.246

Balance Sheet Highlights
Financial Highlights Peoples State Bank & Trust All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 85,510 238,633
Total Net Loans 51,590 147,969
Total Deposits 75,123 205,277
Total Equity 9,923 26,530
Profitability
Net Income 485 1,402
Return on Average Assets 1.165 .977
Return on Average Equity 10.039 8.94
Net Interest Margin 4.246 4.008
Efficiency Ratio 67.755 71.801
Noninterest Income/Revenue 28.686 19.205
Balance Sheet Ratios
Loan-to-Deposit 68.674 71.648
Securities/Assets .065 .168
Total Equity/Total Assets .116 .111
Tangible Equity/Tangible Assets .116 .109
Capital Adequacy
Tier 1 Common Capital 9,901 24,640
Tier 1 Capital 9,901 24,714
Tier 2 Capital 774 1,820
Total Capital 10,675 26,588
Total Risk Weighted Assets 61,868 160,697
Leverage Ratio 11.66 10.588
Common Equity Tier 1 Capital Ratio 16 16.043
Tier 1 Capital Ratio 16 16.138
Total Capital Ratio 17.25 17.308

Timeline for Peoples State Bank & Trust

Pineland Bank

Peoples State Bank & Trust was acquired by Pineland Bank 7 years

View Profile Sep 01 2016

South Banking Company

South Banking Company became a new parent organization for Peoples State Bank & Trust.

View Profile Feb 27 1990

Georgia Peoples Bankshares, Incorporated

Georgia Peoples Bankshares, Incorporated became a new parent organization for Peoples State Bank & Trust.

View Profile Sep 30 1982

Peoples State Bank & Trust

Peoples State Bank & Trust was established 57 years ago and is currently headquartered in Baxley, GA.

Jul 01 1966
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pineland Bank Buyer 286,448 Pooling of Interests Discontinued 9/1/2016
Relationships Role Relationship Start Relationship End
South Banking Company Parent 2/27/1990 8/31/2016
Georgia Peoples Bankshares, Incorporated Parent 9/30/1982 2/26/1990
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