Vitals
  • Total Assets
    24.7M 4.0 %
  • Total Deposits
    22.6M 4.3 %
  • Total Net Loans
    13.8M -1.7 %
  • Net Income
    29000.0000 480.0 %
  • Book Value
    2.0M 0.9 %
  • Book Value x2
    4.0M 0.9 %
  • Book Value x3
    6.0M 0.9 %
ROAA

.126

ROAE

1.457

Efficiency Ratio

95.418

Net Interest Margin

3.862

Balance Sheet Highlights
Financial Highlights Peoples State Bank Of Madison Lake All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 24,663 139,469
Total Net Loans 13,843 90,163
Total Deposits 22,627 119,411
Total Equity 1,996 14,761
Profitability
Net Income 29 1,588
Return on Average Assets .126 1.059
Return on Average Equity 1.457 9.966
Net Interest Margin 3.862 3.844
Efficiency Ratio 95.418 69.087
Noninterest Income/Revenue 10.677 13.478
Balance Sheet Ratios
Loan-to-Deposit 61.179 73.727
Securities/Assets .04 .179
Total Equity/Total Assets .081 .106
Tangible Equity/Tangible Assets .081 .104
Capital Adequacy
Tier 1 Common Capital 2,001 14,190
Tier 1 Capital 2,001 14,197
Tier 2 Capital 173 1,059
Total Capital 2,174 15,278
Total Risk Weighted Assets 15,528 98,331
Leverage Ratio 8.43 10.355
Common Equity Tier 1 Capital Ratio 12.89 15.354
Tier 1 Capital Ratio 12.89 15.366
Total Capital Ratio 14 16.46

Timeline for Peoples State Bank Of Madison Lake

Cornerstone State Bank

Peoples State Bank Of Madison Lake was acquired by Cornerstone State Bank 8 years

View Profile Mar 12 2016

Van Deusen Bancorp, Inc.

Van Deusen Bancorp, Inc. became a new parent organization for Peoples State Bank Of Madison Lake.

View Profile Feb 24 2000

Madison Lake Bancorporation, Inc.

Madison Lake Bancorporation, Inc. became a new parent organization for Peoples State Bank Of Madison Lake.

View Profile Jun 30 1981

Peoples State Bank Of Madison Lake

Peoples State Bank Of Madison Lake was established 123 years ago and is currently headquartered in Madison Lake, MN.

Nov 15 1901
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Cornerstone State Bank Buyer 166,567 Acquisition Discontinued 3/12/2016
Relationships Role Relationship Start Relationship End
Van Deusen Bancorp, Inc. Parent 7/28/2004 3/11/2016
Van Deusen Bancorp, Inc. Parent 2/24/2000 7/27/2004
Madison Lake Bancorporation, Inc. Parent 12/31/1984 2/23/2000
Madison Lake Bancorporation, Inc. Parent 12/31/1982 12/30/1984
Madison Lake Bancorporation, Inc. Parent 6/30/1981 12/30/1982
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