Vitals
  • Total Assets
    47.3M -0.3 %
  • Total Deposits
    39.9M -1.1 %
  • Total Net Loans
    18.6M 1.7 %
  • Net Income
    80000.0000 -41.6 %
  • Book Value
    7.0M 5.4 %
  • Book Value x2
    14.0M 5.4 %
  • Book Value x3
    20.9M 5.4 %
ROAA

.225

ROAE

1.566

Efficiency Ratio

92.341

Net Interest Margin

4.138

Balance Sheet Highlights
Financial Highlights Peoples Security Bank All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 47,327 237,914
Total Net Loans 18,617 147,927
Total Deposits 39,944 194,354
Total Equity 6,983 26,932
Profitability
Net Income 80 1,605
Return on Average Assets .225 .921
Return on Average Equity 1.566 8.075
Net Interest Margin 4.138 3.873
Efficiency Ratio 92.341 71.066
Noninterest Income/Revenue 18.488 16.775
Balance Sheet Ratios
Loan-to-Deposit 46.608 75.462
Securities/Assets .394 .244
Total Equity/Total Assets .148 .113
Tangible Equity/Tangible Assets .148 .11
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,841 25,718
Tier 2 Capital 269 1,826
Total Capital 7,110 27,571
Total Risk Weighted Assets 22,870 156,352
Leverage Ratio 14.42 11.465
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 29.91 18.238
Total Capital Ratio 31.09 19.388

Timeline for Peoples Security Bank

Citizens Bank Of Kentucky, Inc.

Peoples Security Bank was acquired by Citizens Bank Of Kentucky, Inc. 9 years

View Profile Dec 23 2014

Peoples Security Bancorp, Inc.

Peoples Security Bancorp, Inc. became a new parent organization for Peoples Security Bank.

View Profile Jan 03 1984

Peoples Security Bank

Peoples Security Bank was established 121 years ago and is currently headquartered in Louisa, KY.

Jan 01 1903
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Citizens Bank Of Kentucky, Inc. Buyer 593,277 Acquisition Discontinued 12/23/2014
Relationships Role Relationship Start Relationship End
Peoples Security Bancorp, Inc. Parent 1/3/1984 12/22/2014
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