Vitals
  • Total Assets
    67.1M 0.5 %
  • Total Deposits
    51.2M -7.8 %
  • Total Net Loans
    61.6M 5.6 %
  • Net Income
    1.2M 5.3 %
  • Book Value
    6.8M 4.9 %
  • Book Value x2
    13.6M 4.9 %
  • Book Value x3
    20.4M 4.9 %
ROAA

1.945

ROAE

18.952

Efficiency Ratio

51.405

Net Interest Margin

4.473

Balance Sheet Highlights
Financial Highlights Peoples Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 67,137 198,346
Total Net Loans 61,635 133,864
Total Deposits 51,235 165,124
Total Equity 6,784 22,060
Profitability
Net Income 1,248 2,310
Return on Average Assets 1.945 1.15
Return on Average Equity 18.952 9.92
Net Interest Margin 4.473 3.587
Efficiency Ratio 51.405 60.34
Noninterest Income/Revenue 2.984 13.494
Balance Sheet Ratios
Loan-to-Deposit 120.299 77.091
Securities/Assets .002 .197
Total Equity/Total Assets .101 .111
Tangible Equity/Tangible Assets .101 .107
Capital Adequacy
Tier 1 Common Capital 6,784 21,135
Tier 1 Capital 6,784 21,140
Tier 2 Capital 649 1,625
Total Capital 7,433 22,777
Total Risk Weighted Assets 61,913 151,308
Leverage Ratio 10.28 10.944
Common Equity Tier 1 Capital Ratio 10.96 15.631
Tier 1 Capital Ratio 10.96 15.631
Total Capital Ratio 12.01 16.675

Timeline for Peoples Savings Bank

R & J Financial Corporation, Inc.

R & J Financial Corporation, Inc. became a new parent organization for Peoples Savings Bank.

View Profile Sep 15 1984

Peoples Bancorporation

Peoples Bancorporation became a new parent organization for Peoples Savings Bank.

View Profile Aug 01 1975

Peoples Savings Bank

Peoples Savings Bank was established 97 years ago and is currently headquartered in Elma, IA.

Jan 01 1927
Relationships Role Relationship Start Relationship End
R & J Financial Corporation, Inc. Parent 1/27/1994
R & J Financial Corporation, Inc. Parent 9/15/1984 1/26/1994
Peoples Bancorporation Parent 6/30/1981 9/14/1984
Peoples Bancorporation Parent 6/30/1979 6/29/1981
Peoples Bancorporation Parent 8/1/1975 6/29/1979
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