Peoples Bank And Trust Company Of Madison County
Berea, KY — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Peoples Bank And Trust Company Of Madison County | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 11,208 | 8,828 |
Income from Lease Financing Receivables | 33 | 2 |
— | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 22 |
Income on Loans and Leases (TE) | 11,241 | 8,864 |
Investment Interest Income (TE) | 3,128 | 1,656 |
Total Interest Income (TE) | 14,525 | 10,728 |
Total Interest Expense | 813 | 1,106 |
Net Interest Income (TE) | 13,712 | 9,572 |
Non-Interest Income | 2,525 | 2,231 |
Adjusted Operating Income (TE) | 16,237 | 12,006 |
Non-interest Expense | 11,747 | 8,402 |
Provision for Loan & Lease Losses | — | 243 |
Pretax Operating Income (TE) | 4,490 | 3,259 |
Pretax Net Operating Income (TE) | 4,498 | 3,369 |
Applicable Income Taxes | 951 | 444 |
Net Operating Income | 2,995 | 2,592 |
Net Income | 2,995 | 2,592 |
Cash Dividends Declared | — | 1,549 |
Retained Earnings | 2,995 | 1,045 |