Net Income Analysis ( % relative to Total Revenue )
Income Statement Peoples Bank And Trust Company Of Madison County All Insured Commercial Banks in Kentucky
Interest and Fees on Loans 11,208 8,828
Income from Lease Financing Receivables 33 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 11,241 8,864
Investment Interest Income (TE) 3,128 1,656
Total Interest Income (TE) 14,525 10,728
Total Interest Expense 813 1,106
Net Interest Income (TE) 13,712 9,572
Non-Interest Income 2,525 2,231
Adjusted Operating Income (TE) 16,237 12,006
Non-interest Expense 11,747 8,402
Provision for Loan & Lease Losses — 243
Pretax Operating Income (TE) 4,490 3,259
Pretax Net Operating Income (TE) 4,498 3,369
Applicable Income Taxes 951 444
Net Operating Income 2,995 2,592
Net Income 2,995 2,592
Cash Dividends Declared — 1,549
Retained Earnings 2,995 1,045