Vitals
  • Total Assets
    392.3M -0.8 %
  • Total Deposits
    300.3M -0.6 %
  • Total Net Loans
    230.0M 3.3 %
  • Net Income
    3.0M 36.9 %
  • Book Value
    53.6M 4.3 %
  • Book Value x2
    107.2M 4.3 %
  • Book Value x3
    160.8M 4.3 %
ROAA

.751

ROAE

5.633

Efficiency Ratio

72.348

Net Interest Margin

3.717

Balance Sheet Highlights
Financial Highlights Peoples Bank And Trust Company Of Madison County All Insured Commercial Banks in Kentucky
Balance Sheet $(000)
Total Assets 392,264 275,102
Total Net Loans 230,011 177,820
Total Deposits 300,261 227,063
Total Equity 53,598 30,287
Profitability
Net Income 2,995 2,592
Return on Average Assets .751 .944
Return on Average Equity 5.633 8.074
Net Interest Margin 3.717 3.847
Efficiency Ratio 72.348 70.925
Noninterest Income/Revenue 14.809 17.219
Balance Sheet Ratios
Loan-to-Deposit 76.604 76.952
Securities/Assets .309 .219
Total Equity/Total Assets .137 .11
Tangible Equity/Tangible Assets .117 .107
Capital Adequacy
Tier 1 Common Capital 45,180 29,354
Tier 1 Capital 45,180 29,354
Tier 2 Capital 2,912 2,092
Total Capital 48,092 31,454
Total Risk Weighted Assets 231,103 190,479
Leverage Ratio 11.77 11.285
Common Equity Tier 1 Capital Ratio 19.55 17.115
Tier 1 Capital Ratio 19.55 17.115
Total Capital Ratio 20.81 18.174

Timeline for Peoples Bank And Trust Company Of Madison County

The Berea National Bank

Acquisition: Peoples Bank And Trust Company Of Madison County acquired a new subsidiary, The Berea National Bank, 18 years

View Profile Jan 01 2006

Whitaker Bank Corporation Of Kentucky

Whitaker Bank Corporation Of Kentucky became a new parent organization for Peoples Bank And Trust Company Of Madison County.

View Profile Jan 01 1994

Whitaker Bancorp, Inc.

Whitaker Bancorp, Inc. became a new parent organization for Peoples Bank And Trust Company Of Madison County.

View Profile Feb 17 1983

Computer Bank Services, Inc.

Computer Bank Services, Inc. became a new subsidiary organization for Peoples Bank And Trust Company Of Madison County.

View Profile Feb 01 1977

Mid-State Financial Corporation

Mid-State Financial Corporation became a new parent organization for Peoples Bank And Trust Company Of Madison County.

View Profile Dec 31 1970

Want to see more?

Complete timeline for Peoples Bank And Trust Company Of Madison County is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Berea National Bank Seller 84,108 Acquisition Discontinued 1/1/2006
Berea Bank And Trust Company Seller Failure 10/19/1970
Relationships Role Relationship Start Relationship End
Whitaker Bank Corporation Of Kentucky Parent 1/1/1994
Whitaker Bancorp, Inc. Parent 2/17/1983 12/31/1993
Central Realty Company, Inc. Parent 12/31/1976 2/13/1978
Central Realty Company, Inc. Parent 12/31/1973 12/30/1976
Mid-State Financial Corporation Parent 12/31/1970 10/28/1974
Central Realty Company, Inc. Parent 12/31/1970 12/30/1973
Computer Bank Services, Inc. Subsidary 2/1/1977 4/30/1994
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