Vitals
  • Total Assets
    47.9M -8.1 %
  • Total Deposits
    39.3M -12.5 %
  • Total Net Loans
    35.4M 2.9 %
  • Net Income
    312000.0000 -22.6 %
  • Book Value
    5.0M 3.5 %
  • Book Value x2
    10.0M 3.5 %
  • Book Value x3
    14.9M 3.5 %
ROAA

.827

ROAE

8.482

Efficiency Ratio

76.354

Net Interest Margin

3.309

Balance Sheet Highlights
Financial Highlights People's State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 47,855 177,479
Total Net Loans 35,362 120,468
Total Deposits 39,269 148,821
Total Equity 4,978 17,771
Profitability
Net Income 312 5,234
Return on Average Assets .827 1.173
Return on Average Equity 8.482 11.749
Net Interest Margin 3.309 3.793
Efficiency Ratio 76.354 65.369
Noninterest Income/Revenue 6.963 10.018
Balance Sheet Ratios
Loan-to-Deposit 90.051 75.805
Securities/Assets .164 .93
Total Equity/Total Assets .104 .1
Tangible Equity/Tangible Assets .104 -.023
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 4,997 16,715
Tier 2 Capital 480 1,364
Total Capital 5,477 18,129
Total Risk Weighted Assets 38,212 131,959
Leverage Ratio 10.16 10.347
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.08 15.318
Total Capital Ratio 14.33 16.347

Timeline for People's State Bank

Morton Community Bank

People's State Bank was acquired by Morton Community Bank 17 years

View Profile Oct 21 2006

Psb Leasing Corp.

Psb Leasing Corp. became a new subsidiary organization for People's State Bank.

View Profile Sep 23 2005

Manito Bank Services, Inc.

Manito Bank Services, Inc. became a new parent organization for People's State Bank.

View Profile Jan 02 2002

People's State Bank

People's State Bank was established 118 years ago and is currently headquartered in Manito, IL.

Oct 31 1905
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Morton Community Bank Buyer 3,332,690 Acquisition Discontinued 10/21/2006
Relationships Role Relationship Start Relationship End
Manito Bank Services, Inc. Parent 1/2/2002 10/20/2006
Psb Leasing Corp. Subsidary 9/23/2005 10/20/2006
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