Vitals
  • Total Assets
    163.5M 9.5 %
  • Total Deposits
    147.0M 7.9 %
  • Total Net Loans
    124.4M 17.6 %
  • Net Income
    2.1M 22.5 %
  • Book Value
    14.2M 12.5 %
  • Book Value x2
    28.5M 12.5 %
  • Book Value x3
    42.7M 12.5 %
ROAA

1.347

ROAE

15.79

Efficiency Ratio

51.091

Net Interest Margin

4.188

Balance Sheet Highlights
Financial Highlights People's Bank Of Seneca All Insured Commercial Banks in Missouri
Balance Sheet $(000)
Total Assets 163,478 258,416
Total Net Loans 124,443 178,998
Total Deposits 146,974 217,087
Total Equity 14,241 28,107
Profitability
Net Income 2,139 2,724
Return on Average Assets 1.347 1.016
Return on Average Equity 15.79 9.475
Net Interest Margin 4.188 3.745
Efficiency Ratio 51.091 67.758
Noninterest Income/Revenue 19.149 16.937
Balance Sheet Ratios
Loan-to-Deposit 84.67 78.741
Securities/Assets .134 .158
Total Equity/Total Assets .087 .109
Tangible Equity/Tangible Assets .085 .106
Capital Adequacy
Tier 1 Common Capital 14,545 27,011
Tier 1 Capital 14,545 27,012
Tier 2 Capital 1,144 2,220
Total Capital 15,689 29,258
Total Risk Weighted Assets 134,822 195,723
Leverage Ratio 8.97 10.472
Common Equity Tier 1 Capital Ratio 10.79 14.947
Tier 1 Capital Ratio 10.79 14.954
Total Capital Ratio 11.64 16.077

Timeline for People's Bank Of Seneca

Pbs Bancshares, Inc.

Pbs Bancshares, Inc. became a new parent organization for People's Bank Of Seneca.

View Profile Oct 16 2010

People's Bank Of Seneca

People's Bank Of Seneca was established 28 years ago and is currently headquartered in Seneca, MO.

Mar 15 1996

Baxter Bancshares, Inc.

Baxter Bancshares, Inc. became a new parent organization for People's Bank Of Seneca.

View Profile Mar 15 1996
Relationships Role Relationship Start Relationship End
Pbs Bancshares, Inc. Parent 1/13/2011
Pbs Bancshares, Inc. Parent 12/31/2010 1/12/2011
Pbs Bancshares, Inc. Parent 10/16/2010 12/30/2010
Baxter Bancshares, Inc. Parent 3/15/1996 4/20/1998
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