Penncrest Bank
Altoona, PA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Penncrest Bank | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 4,915 | 18,323 |
Income from Lease Financing Receivables | — | 10 |
— | 51 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 25 |
Income on Loans and Leases (TE) | 4,915 | 18,606 |
Investment Interest Income (TE) | 879 | 2,720 |
Total Interest Income (TE) | 5,903 | 21,762 |
Total Interest Expense | 649 | 3,616 |
Net Interest Income (TE) | 5,254 | 18,090 |
Non-Interest Income | 1,507 | 4,504 |
Adjusted Operating Income (TE) | 6,761 | 25,733 |
Non-interest Expense | 5,529 | 18,977 |
Provision for Loan & Lease Losses | 100 | 368 |
Pretax Operating Income (TE) | 1,132 | 6,471 |
Pretax Net Operating Income (TE) | 1,132 | 6,554 |
Applicable Income Taxes | -3 | 1,732 |
Net Operating Income | 1,015 | 4,600 |
Net Income | 1,015 | 4,600 |
Cash Dividends Declared | — | 2,617 |
Retained Earnings | 1,015 | 1,922 |