Vitals
  • Total Assets
    1.5B 15.1 %
  • Total Deposits
    1.2B 19.4 %
  • Total Net Loans
    1.2B 17.4 %
  • Net Income
    14.2M 18.5 %
  • Book Value
    151.3M 26.4 %
  • Book Value x2
    302.6M 26.4 %
  • Book Value x3
    453.9M 26.4 %
ROAA

1.008

ROAE

10.275

Efficiency Ratio

54.029

Net Interest Margin

3.587

Balance Sheet Highlights
Financial Highlights Paragon Commercial Bank All Insured Commercial Banks in North Carolina
Balance Sheet $(000)
Total Assets 1,503,583 1,412,230
Total Net Loans 1,182,853 1,020,122
Total Deposits 1,175,487 1,134,979
Total Equity 151,315 173,608
Profitability
Net Income 14,166 10,887
Return on Average Assets 1.008 .777
Return on Average Equity 10.275 6.782
Net Interest Margin 3.587 3.73
Efficiency Ratio 54.029 75.532
Noninterest Income/Revenue 1.929 18.66
Balance Sheet Ratios
Loan-to-Deposit 100.627 86.082
Securities/Assets .131 .132
Total Equity/Total Assets .101 .123
Tangible Equity/Tangible Assets .101 .104
Capital Adequacy
Tier 1 Common Capital 154,016 139,754
Tier 1 Capital 154,016 140,214
Tier 2 Capital 7,909 8,389
Total Capital 161,925 148,590
Total Risk Weighted Assets 1,246,413 1,125,721
Leverage Ratio 10.37 10.209
Common Equity Tier 1 Capital Ratio 12.36 13.055
Tier 1 Capital Ratio 12.36 13.195
Total Capital Ratio 12.99 14.232

Timeline for Paragon Commercial Bank

Pcbtrustee, Inc.

Pcbtrustee, Inc. became a new subsidiary organization for Paragon Commercial Bank.

View Profile Jan 28 2010

Paragon Commercial Corporation

Paragon Commercial Corporation became a new parent organization for Paragon Commercial Bank.

View Profile Jun 30 2001

Paragon Commercial Bank

Paragon Commercial Bank was established 24 years ago and is currently headquartered in Raleigh, NC.

May 10 1999

Banctenn Corp.

Banctenn Corp. became a new parent organization for Paragon Commercial Bank.

View Profile May 10 1999
Relationships Role Relationship Start Relationship End
Paragon Commercial Corporation Parent 6/30/2001
Banctenn Corp. Parent 5/10/1999 6/29/2001
Pcbtrustee, Inc. Subsidary 1/28/2010
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