Vitals
  • Total Assets
    32.2M -0.1 %
  • Total Deposits
    27.9M 2.6 %
  • Total Net Loans
    17.2M -8.3 %
  • Net Income
    535000.0000 -14.3 %
  • Book Value
    4.3M -2.1 %
  • Book Value x2
    8.5M -2.1 %
  • Book Value x3
    12.8M -2.1 %
ROAA

1.647

ROAE

11.797

Efficiency Ratio

52.18

Net Interest Margin

4.117

Balance Sheet Highlights
Financial Highlights Palo Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 32,176 198,346
Total Net Loans 17,176 133,864
Total Deposits 27,852 165,124
Total Equity 4,261 22,060
Profitability
Net Income 535 2,310
Return on Average Assets 1.647 1.15
Return on Average Equity 11.797 9.92
Net Interest Margin 4.117 3.587
Efficiency Ratio 52.18 60.34
Noninterest Income/Revenue 6.548 13.494
Balance Sheet Ratios
Loan-to-Deposit 61.669 77.091
Securities/Assets .349 .197
Total Equity/Total Assets .132 .111
Tangible Equity/Tangible Assets .132 .107
Capital Adequacy
Tier 1 Common Capital 4,250 21,135
Tier 1 Capital 4,250 21,140
Tier 2 Capital 141 1,625
Total Capital 4,391 22,777
Total Risk Weighted Assets 11,230 151,308
Leverage Ratio 13.05 10.944
Common Equity Tier 1 Capital Ratio 37.85 15.631
Tier 1 Capital Ratio 37.85 15.631
Total Capital Ratio 39.1 16.675

Timeline for Palo Savings Bank

Brenton Information Systems, Inc.

Brenton Information Systems, Inc. became a new subsidiary organization for Palo Savings Bank.

View Profile Apr 06 1988

Bankers Equity Corporation

Bankers Equity Corporation became a new parent organization for Palo Savings Bank.

View Profile Dec 31 1970

Palo Savings Bank

Palo Savings Bank was established 116 years ago and is currently headquartered in Palo, IA.

Jan 01 1908
Relationships Role Relationship Start Relationship End
Bankers Equity Corporation Parent 9/4/1998
Bankers Equity Corporation Parent 12/31/1980 9/3/1998
Bankers Equity Corporation Parent 12/31/1977 12/30/1980
Bankers Equity Corporation Parent 12/31/1976 12/30/1977
Bankers Equity Corporation Parent 12/31/1970 12/30/1976
Brenton Information Systems, Inc. Subsidary 4/6/1988 4/29/1992
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