Vitals
  • Total Assets
    163.1M 21.4 %
  • Total Deposits
    143.7M 20.9 %
  • Total Net Loans
    118.1M 30.0 %
  • Net Income
    2.7M 79.2 %
  • Book Value
    17.7M 23.7 %
  • Book Value x2
    35.4M 23.7 %
  • Book Value x3
    53.2M 23.7 %
ROAA

2.421

ROAE

22.291

Efficiency Ratio

42.801

Net Interest Margin

5.692

Balance Sheet Highlights
Financial Highlights Pacific Liberty Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 163,071 514,019
Total Net Loans 118,065 413,062
Total Deposits 143,749 399,170
Total Equity 17,721 59,601
Profitability
Net Income 2,725 16,274
Return on Average Assets 2.421 1.53
Return on Average Equity 22.291 14.075
Net Interest Margin 5.692 4.892
Efficiency Ratio 42.801 71.155
Noninterest Income/Revenue 22.712 16.583
Balance Sheet Ratios
Loan-to-Deposit 82.133 83.513
Securities/Assets .129 .6
Total Equity/Total Assets .109 .116
Tangible Equity/Tangible Assets .102 -.15
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 17,774 50,521
Tier 2 Capital 1,614 6,021
Total Capital 19,388 55,827
Total Risk Weighted Assets 140,112 400,198
Leverage Ratio 10.96 12.665
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.69 16.454
Total Capital Ratio 13.84 17.612

Timeline for Pacific Liberty Bank

Pacific Western Bank

Pacific Liberty Bank was acquired by Pacific Western Bank 18 years

View Profile Oct 07 2005

Pacific Liberty Bank

Pacific Liberty Bank was established 25 years ago and is currently headquartered in Huntington Beach, CA.

May 17 1999
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Pacific Western Bank Buyer 21,266,723 Acquisition Discontinued 10/7/2005
Relationships Role Relationship Start Relationship End
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