Vitals
  • Total Assets
    102.0M 6.8 %
  • Total Deposits
    89.1M 3.7 %
  • Total Net Loans
    57.3M 6.6 %
  • Net Income
    721000.0000 -6.8 %
  • Book Value
    9.3M 6.1 %
  • Book Value x2
    18.7M 6.1 %
  • Book Value x3
    28.0M 6.1 %
ROAA

.749

ROAE

7.855

Efficiency Ratio

77.371

Net Interest Margin

3.1

Balance Sheet Highlights
Financial Highlights Ossian State Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 101,967 606,548
Total Net Loans 57,305 409,621
Total Deposits 89,080 497,111
Total Equity 9,336 63,292
Profitability
Net Income 721 6,062
Return on Average Assets .749 .965
Return on Average Equity 7.855 9.027
Net Interest Margin 3.1 3.682
Efficiency Ratio 77.371 66.445
Noninterest Income/Revenue 12.069 20.436
Balance Sheet Ratios
Loan-to-Deposit 64.33 79.497
Securities/Assets .191 .184
Total Equity/Total Assets .092 .104
Tangible Equity/Tangible Assets .092 .098
Capital Adequacy
Tier 1 Common Capital 9,408 60,326
Tier 1 Capital 9,408 60,328
Tier 2 Capital 766 4,282
Total Capital 10,174 64,608
Total Risk Weighted Assets 61,270 442,958
Leverage Ratio 9.39 10.395
Common Equity Tier 1 Capital Ratio 15.36 15.27
Tier 1 Capital Ratio 15.36 15.27
Total Capital Ratio 16.61 16.399

Timeline for Ossian State Bank

Ossian Financial Services, Inc.

Ossian Financial Services, Inc. became a new parent organization for Ossian State Bank.

View Profile Oct 29 1986

Ossian State Bank

Ossian State Bank was established 112 years ago and is currently headquartered in Ossian, IN.

Oct 19 1912
Relationships Role Relationship Start Relationship End
Ossian Financial Services, Inc. Parent 10/29/1986
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