Oakworth Capital Bank
Birmingham, AL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Oakworth Capital Bank | All Insured Commercial Banks in Alabama |
Interest and Fees on Loans | 13,689 | 8,354 |
Income from Lease Financing Receivables | 14 | 0 |
121 | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 62 | 30 |
Income on Loans and Leases (TE) | 13,765 | 8,404 |
Investment Interest Income (TE) | 1,685 | 1,854 |
Total Interest Income (TE) | 15,641 | 10,667 |
Total Interest Expense | 757 | 1,209 |
Net Interest Income (TE) | 14,884 | 9,419 |
Non-Interest Income | 5,012 | 1,915 |
Adjusted Operating Income (TE) | 19,896 | 11,331 |
Non-interest Expense | 12,924 | 7,466 |
Provision for Loan & Lease Losses | 822 | 339 |
Pretax Operating Income (TE) | 6,150 | 3,581 |
Pretax Net Operating Income (TE) | 6,174 | 3,690 |
Applicable Income Taxes | 1,786 | 694 |
Net Operating Income | 3,877 | 2,603 |
Net Income | 3,877 | 2,603 |
Cash Dividends Declared | 500 | 1,049 |
Retained Earnings | 3,377 | 1,520 |